Are You Being Targeted?

You’ve likely heard the term. You’ve maybe even seen news reports warning about it. Even more worrisome…it’s possible you’ve been a target already. What am I talking about? Social engineering fraud. And yes, if you’re in the agricultural field, you’re greatly impacted. More on that in a moment, but first, if you aren’t quite sure what social engineering fraud is, I’ve defined it for you. It’s a scam used to intentionally mislead and manipulate someone into sharing confidential information or … [Read more...]

Risk is Risk, but Loss is the Enemy

I don’t have to tell you anything you don’t already know…if you’re a business leader in the agricultural (Ag) world, you understandably have a lot on your plate. Many of the business issues that affect fortune 500 companies often have a similar impact on smaller, yet still complex, Ag businesses. Navigating issues, such as production, Human Resources (HR), accounting, strategic planning, and regulations, all take time. At the end of the day, you’re helping feed the world, no big deal right? … [Read more...]

A Sigh of Relief for Ammonia Retailers…For Now

If you heard a loud, collective sigh of relief recently, it may have been from anhydrous ammonia retailers, and if you’re one of those retailers, you know why! The retailers were told they wouldn’t have to implement the Occupational Safety and Health Administration’s (OSHA’s) Process Safety Management (PSM) Standard (at least for now). The reason for the reprieve? OSHA’s failure to follow federal rulemaking requirements. Why is this a big deal? Well, a typical retailer would have struggled to … [Read more...]

A Sigh of Relief for Ammonia Retailers…For Now

If you heard a loud, collective sigh of relief recently, it may have been from anhydrous ammonia retailers, and if you’re one of those retailers, you know why! The retailers were told they wouldn’t have to implement the Occupational Safety and Health Administration’s (OSHA’s) Process Safety Management (PSM) Standard (at least for now). The reason for the reprieve? OSHA’s failure to follow federal rulemaking requirements. Why is this a big deal? Well, a typical retailer would have struggled to … [Read more...]

The Regulation Some Consider a ‘Curse’ Word

“WOTUS!” You might be asking, “Wait, do you kiss your mom with that mouth?!” Just kidding… it’s not a swear word per se, unless you’re a landowner, farmer, rancher, or anyone subject to the Clean Water Act’s (CWA’s) recent rule defining the “Waters of the United States.” Before I go any further with this blog, let me be honest. This was a tough one for me to write. Not because I’m having writer’s block (though, it happens to the best of us), but because it’s about a regulation. If … [Read more...]

The Regulation Some Consider a ‘Curse’ Word

“WOTUS!” You might be asking, “Wait, do you kiss your mom with that mouth?!” Just kidding… it’s not a swear word per se, unless you’re a landowner, farmer, rancher, or anyone subject to the Clean Water Act’s (CWA’s) recent rule defining the “Waters of the United States.” Before I go any further with this blog, let me be honest. This was a tough one for me to write. Not because I’m having writer’s block (though, it happens to the best of us), but because it’s about a regulation. If … [Read more...]

Management Liability Coverage — A Myth?

Chances are good that your company isn’t protected for management liability lawsuits and claims. Unless you’re purchasing Management Liability Insurance (often referred to as Directors & Officers), there’s a glaring gap in the protection you have compared to the protection you think you have. The main reason for this is that it’s a misunderstood coverage surrounded by myths. So…let me clarify it for you a bit. Management Liability is a broad insurance coverage that protects people and … [Read more...]