Walk This Way

I like smart people — folks who spend years and years becoming experts in their chosen field. It’s especially appealing if they are, as I like to say, Switzerland, i.e. neutral. If they don’t have a book to sell, a product to push, or an axe to grind, then I find it all the more impressive. Catrine Tudor-Locke is Switzerland! Dr. Tudor-Locke is a Researcher, Professor, and Department Chair of the Physical Activity and Health Lab at the School of Public Health and Health Sciences at the … [Read more...]

The Dreaded Healthcare Cost Question

“Why are our healthcare costs going through the roof?”  It’s the call you don’t want to receive, but if you’re involved in employee benefits, you probably have at some point. I’ve been there myself. It’s not hard to provide the facts — that’s the easy part. “We had a big spike in emergency room usage.” “Outpatient claims are up.” Or, like many employers, “Our plan just had several large claims come through.” While the first question isn’t fun, this dreaded follow-up question is much harder. “So … [Read more...]

Riding the Storm Out

It’s that time of year when REO Speedwagon’s “ Ridin’ the Storm Out” song hits home for many businesses. Storms often lead to flooding, the nation’s most common and costly natural disaster…and one that causes millions of dollars in damage every year. Through first quarter 2017, the U.S. has seen an above-average number of storm reports. If you think you’re immune to this, think again. Floods can happen anywhere. More than 20 percent of flood claims come from properties outside the high risk … [Read more...]

Riding the Storm Out

It’s that time of year when REO Speedwagon’s “ Ridin’ the Storm Out” song hits home for many businesses. Storms often lead to flooding, the nation’s most common and costly natural disaster…and one that causes millions of dollars in damage every year. Through first quarter 2017, the U.S. has seen an above-average number of storm reports. If you think you’re immune to this, think again. Floods can happen anywhere. More than 20 percent of flood claims come from properties outside the high risk … [Read more...]

Riding the Storm Out

It’s that time of year when REO Speedwagon’s “ Ridin’ the Storm Out” song hits home for many businesses. Storms often lead to flooding, the nation’s most common and costly natural disaster…and one that causes millions of dollars in damage every year. Through first quarter 2017, the U.S. has seen an above-average number of storm reports. If you think you’re immune to this, think again. Floods can happen anywhere. More than 20 percent of flood claims come from properties outside the high risk … [Read more...]

News That May Make You ‘WannaCry’

Less than a week ago, hackers carried out what has quickly become the worst digital disaster to strike the internet in years, crippling transportation and hospitals globally. What happened? Well, in simple terms, hackers emailed users a malware called “WannaCry.” Once WannaCry enters a person’s PC, it locks all the files it finds and locks the user out of the system until he or she pays a fee…hence why it’s called “ransomware.” According to the article titled Global cyberattack: A super-simple … [Read more...]

News That May Make You ‘WannaCry’

Less than a week ago, hackers carried out what has quickly become the worst digital disaster to strike the internet in years, crippling transportation and hospitals globally. What happened? Well, in simple terms, hackers emailed users a malware called “WannaCry.” Once WannaCry enters a person’s PC, it locks all the files it finds and locks the user out of the system until he or she pays a fee…hence why it’s called “ransomware.” According to the article titled Global cyberattack: A super-simple … [Read more...]

Avoid Being ‘Hog’-tied with a Bad Contract

Let’s face it — if you’re in agriculture and, more specifically, the pork industry, you know the size and scope of the industry has drastically changed over the past couple of decades. While that’s great, it also brings with it a heightened amount of risk with a lot more money at stake. And when there’s money at stake, everyone becomes a “stake”holder! So what can you do to ensure you properly transfer any risk you may encounter? The answer: Clarify roles and responsibilities through a written … [Read more...]

Avoid Being ‘Hog’-tied with a Bad Contract

Let’s face it — if you’re in agriculture and, more specifically, the pork industry, you know the size and scope of the industry has drastically changed over the past couple of decades. While that’s great, it also brings with it a heightened amount of risk with a lot more money at stake. And when there’s money at stake, everyone becomes a “stake”holder! So what can you do to ensure you properly transfer any risk you may encounter? The answer: Clarify roles and responsibilities through a written … [Read more...]

If the AHCA is signed into law, then what?

That’s a great question. The U.S. House of Representatives barely passed the American Health Care Act (AHCA) — 217 to 213 — recently after adding two critical amendments. The U.S. Senate gets to now tweak, argue, and create its own version of the bill. Assuming everyone agrees on the next version and President Trump signs it into law, what will be the impact? Let’s look at a couple of the employer-related provisions…and the questions that come with each. And trust me, there are a lot of … [Read more...]