Flood Insurance — A Necessary Conversation

You’ve likely seen the devastation on news reports and through social media. Hurricane Harvey and Irma both took a heavy, damaging toll on homes and businesses throughout the areas the hurricanes hit….and other hurricanes are following. Massive flooding is affecting many cities, and the dollar amounts will soon start rolling in as to the monetary impact these hurricanes had and will continue to have for the foreseeable future. Recently, the deadline for the National Flood Insurance Program … [Read more...]

Don’t Die from Embarrassment!

Every now and then, if you’re really fortunate, you get to meet someone like Phil Lawler. Phil was special. He was one of those individuals that make you think, “Wow, how blessed I am to count this incredible man as my friend!” I met Phil in the early 2000s when I was hosting a nationally syndicated radio program that focused on health and fitness. He became a regular guest because of his contagious positive energy and passion. Even over the radio, you could tell he had been put on this earth … [Read more...]

Workers’ Compensation Law: Out with the Old, In with the New?

We have some big news making headlines in the state of Iowa…all in the name of workers’ compensation. What’s happening? Well, lawmakers are looking to make some significant changes to the state’s workers’ compensation law this session…and the proposed changes could toss the decades-old legislation into the trash. Quick upfront side note…while I know this particular information is geared more toward businesses in Iowa, this is an incredibly important topic…not just for Iowa employers, but … [Read more...]

Avoiding a Spring ‘Break’

I bet you’re thinking, “Why in the world would I want to avoid a Spring Break?” Well, the kind of break I’m talking about isn’t a nice trip to a relaxing beach or resort. I’m talking about a pipe break…you know, the one that leaves water damage all over the place in your house. A broken pipe is just one type of water damage claim the Fraternal Property Management Association (FPMA) Property Program deals with during “break” times. Water damage caused by the overflow of plumbing fixtures, broken … [Read more...]

Avoiding a Spring ‘Break’

I bet you’re thinking, “Why in the world would I want to avoid a Spring Break?” Well, the kind of break I’m talking about isn’t a nice trip to a relaxing beach or resort. I’m talking about a pipe break…you know, the one that leaves water damage all over the place in your house. A broken pipe is just one type of water damage claim the Fraternal Property Management Association (FPMA) Property Program deals with during “break” times. Water damage caused by the overflow of plumbing fixtures, broken … [Read more...]

Avoiding a Spring ‘Break’

I bet you’re thinking, “Why in the world would I want to avoid a Spring Break?” Well, the kind of break I’m talking about isn’t a nice trip to a relaxing beach or resort. I’m talking about a pipe break…you know, the one that leaves water damage all over the place in your house. A broken pipe is just one type of water damage claim the Fraternal Property Management Association (FPMA) Property Program deals with during “break” times. Water damage caused by the overflow of plumbing fixtures, broken … [Read more...]

It’s Time for Equal Rights

It’s possible I’m about to open up a whole can of worms with this post, but nonetheless, the very subject of equal rights is important. I know what you’re thinking, “Oh boy, he’s about to get political.” Nope, not the case. I’m not going to be talking about what’s going on in the nation. What I am going to address is something that’s going on in the medical field — more specifically, medical malpractice rights for Nurse Practitioners (NPs) and Physician’s Assistants (PAs). Let’s start with a … [Read more...]

It’s Time for Equal Rights

It’s possible I’m about to open up a whole can of worms with this post, but nonetheless, the very subject of equal rights is important. I know what you’re thinking, “Oh boy, he’s about to get political.” Nope, not the case. I’m not going to be talking about what’s going on in the nation. What I am going to address is something that’s going on in the medical field — more specifically, medical malpractice rights for Nurse Practitioners (NPs) and Physician’s Assistants (PAs). Let’s start with a … [Read more...]

Don’t Let a Medical Bump in the Road Ruin Your Spring Break Trip

Think about this for the moment. Spring Break is approaching, and you have an amazing trip planned to another country. You’ve even thought about critical “before you leave” tasks, like contacting your debit/credit card company to let them know you’ll be out of the country, carrying two passport photos with you in case you need to get a new passport, arranging for a multinational calling plan on your mobile phone, etc. Sun and fun is around the corner. But wait…in all of your preparation, there’s … [Read more...]

A Great Benefit Plan That Comes with a Warning Label

Let’s kick this blog off right away with a little trivia. Do you know what ESOP stands for? If you don’t, I’ll help you out. ESOP is the acronym for Employee Stock Ownership Plan, and Investopedia.com defines an ESOP as “…a qualified defined-contribution employee benefit (Employee Retirement Income Security Act of 1974 [ERISA]) plan designed to invest primarily in the stock of the sponsoring employer.” That’s a mouthful. To break it down, ESOPs are a great way to grant ownership opportunities to … [Read more...]