All the latest blog posts from My Holmies, as seen on “What Up Holmes?”
When you receive a bill each year for your family’s automobile insurance, do you think “Oh my gosh, why did it go up again?!” I won’t be shocked if your answer is, “Yes!”
Although vehicles depreciate in value and the cost to repair or replace vehicles is less expensive as they get older, it’s not always the vehicles that are driving those premiums. It might…just might…be the person behind the wheel. I’ll give you an easy two-word explanation why …
ou’ve likely heard the phrase “What happens in Vegas stays in Vegas!” Well, when it comes to me and what I’m about to talk about in this blog, that phrase doesn’t ring true. In fact, I’m actually eager to tell you about my trip! Why? Because I have some great information for you about ESOPs. If you’re scratching your head, that stands for Employee Stock Ownership Plan. If you’re interested in learning the ins and outs of ESOPs, check out my previous blog.
Back to Vegas. I was there recently for what turned out to be an energizing and informative ESOP Association national convention. It was great to see the ESOP community embracing growth for its companies and their employee owners, and it was eye opening to me
OK…so I know the Titanic sunk, but humor me for a moment. To say the healthcare insurance industry is wildly volatile and extremely overcomplicated might just be an understatement. To me, it’s like the Titanic…sinking slowly and we’re all on it.
I recently read an article titled “Secret Contracts Between Insurers and Providers — Who Benefits?“ The article is spot on. Everything about it is accurate…sadly.
It’s hard to believe Thanksgiving is upon us! This time of year always causes people to pause and think about their blessings, and for me, it’s no different. While I’m thankful for many things, I want to spotlight two in particular.
Let me start with the heart of the Holmes Murphy enterprise —
Pumpkin Spice Latte, anyone? A notorious confection this time of year as the Starbucks’ seasonal drink of choice. The Starbucks enterprise may have also benefited several years ago as consumers adopted a “pay it forward” gesture, where guests made a choice to pay in advance for a Starbucks’ customer receding them in the ever-bustling line of caffeine connoisseurs.
Why do people do this? Why does one intentionally pay for a stranger’s cup of caffeinated cheer, while knowing fully they will not receive thanks nor likely anything in return?
According to Psychology Today
The 2018 mid-term election is over. Here are my three takeaways …
Spoiler alert: I’m not going to give you our secret family recipe for this delicious side dish, but one interesting part of making potato salad is how we alter the state of the two key ingredients to make it. There is an old saying …
Let’s start with a question. For those of you in the Architect and Engineer world, does this look familiar?
“ABC Company and DEF Construction Co. and their successors, assigns, officers, directors, employees, agents, uncles, brothers, and pets are to be added as Additional Insured on a primary/non-contributory basis. A Waiver of Subrogation in favor of all parties to be included on General Liability, Auto, and Workers’ Compensation policies.”
My guess is your answer is YES! So, when your clients ask you to add a statement like this on the Certificate of Insurance, do you know what they’re really asking for…or how their requests impact your insurance coverage/response to a claim?
The answer to that question is critical, and it says a lot about your organization. But before I get into what I mean, here’s a quote I love to refer to:
“The only thing of real importance that leaders do is to create and manage culture…”—Edgar Schein
Read that a couple of times and let it set in. That quote couldn’t be more true, right?! It sounds harsh if you think about it too hard, but that’s not the point. Culture can make or break an organization. Add to that the element of “safety,” and, well, yeah…I can’t emphasize enough the importance of culture.
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